Our insurance telematic policy utilizes devices installed in the vehicle to collect data on driving behaviors such as speed, acceleration, braking, and cornering. This data is then sent to the insurance provider, who calculates the premium based on individual driving habits rather than general demographics. This approach helps promote safe driving practices while allowing responsible drivers to benefit from reduced premiums.
In addition, insurance telematics may incorporate elements of vehicle tracking services, providing valuable insights into vehicle location and movement patterns, enhancing overall fleet management and security. Ultimately, insurance telematics offers an innovative solution for both consumers and providers, fostering safer roads and fairer pricing.
Device Installation: Professional fitting of plug-and-play or hardwired telematic devices inside client vehicles, capturing vital signals such as GPS coordinates, accelerometer readings, and network identifiers.
Data Collection: Ongoing gathering of contextually rich datasets detailing trip histories, driving patterns, and vehicle health indicators, communicated securely via cellular networks to cloud storage facilities.
Policy Administration: Streamlined underwriting, rating, and claim handling procedures incorporating telematics intelligence, resulting in more precise actuarial calculations, fraud detection, and expedited resolution.
Privacy Assurances: Commitment to safeguarding sensitive information entrusted by clients, employing rigorous cybersecurity protocols, transparent consent processes, and statutory compliances.
Feedback Mechanisms: Interactive channels conveying insights gleaned from analyzed data back to end-users, raising awareness, encouraging positive change, and incentivizing desired outcomes.
Data Collection: Ongoing gathering of contextually rich datasets detailing trip histories, driving patterns, and vehicle health indicators, communicated securely via cellular networks to cloud storage facilities.
Through our integrated driver terminal device called Ctrack On-the-Road, we provide GPS navigaon that takes drivers on the quickest and most efficient route to their next desnaon – further reducing fuel usage and costs.
From cameras, cargo scanners, temperature probes, on-board weighing systems and fare collecon soluons, our soluon integrates seamlessly with most third party systems and peripherals – giving you valuable informaon about your fleet and cargo. Furthermore, Ctrack may be integrated with external enterprise systems and other third party soware (ERP, CRM, etc.) for data sharing.
Our mul-funconal driver terminal not only provides a cost-effecve way to communicate with drivers, but also intelligent GPS navigaon. This helps drivers avoid busier roads and delays from traffic incidents, keeping the wheels of your operaon always moving. This integrated driver terminal also allows tasks to be sent to drivers on the go – helping with producvity and to avoid delays by keeping them informed about the tasks at hand.